Water is vital in many aspects of our lives yet, water can also be costly and sometimes deadly. Proper drainage around your home can have positive effects. Proper drainage can add years to your investment but without proper drainage, trouble brews.
Having a good gutter system on your home is not only cost effective but cost preventative. Gutters carry away the rain water and distributes it away from your structure. Clogged gutters and downspouts can cause more damage as water cannot be diverted away. Clogs, improper slope, poor installation or damage can allow water to run behind and
Do you have the right coverage? Are you paying too much for insurance? Your house is your home which includes your family and their health and happiness. are you covered for contents? Your furnishings, your tools, your family car or your weekend toys? What happens if we endure a weather related tragedy or a homeowner error causing loss. All this can be taken care of ahead of time. Remember, you can never predict but you can always prepare. Checking yearly and comparing quotes can save you money.
Another way to save money is yearly maintenance. Keep up with conditions and you will save money. Keep your Wind Mitigation Verification reports up to date for qualifying discounts. Older homes over 25 years will need to maintain the 4 major components in order to insure their homes, a yearly 4 point insurance report can provide you and your agent with the condition and age of your Roof, HVAC (Heating, Ventilation, Air Conditioning), Electrical and Plumbing components. Your homes roof should be checked yearly to ensure for weather tightness.
I’ve always wondered why someone would take a short cut in the home buying arena. Today was a perfect example. I had been hired to perform an inspection for a previous client whom I had done an inspection 4 months earlier. I asked what happened to the last property and she told me based on the report I had given her, it was too much work and money for her, so she backed out using my report. So, here we are 4 months later, and another inspection.
As I approached the home, the owner came out and was leaving. She had informed me that the rear bedroom window was leaking, not from the roof, but from around a window. Ok, good start and an honest home owner. I proceeded to do my usual questioning and found she had bought this last September and had no issues back then. I asked if she had a home inspection and is it available for review? Yes, it’s on the counter and the Inspector said the roof was good for another 8 to 10 years.
I know, home maintenance, not your favorite topic. But, without it, it becomes house maintenance or worse, the banks issue. Actually, home maintenance shouldn’t be a chore, rather a way to mindlessly block out the normal day to day. Don’t look at it as a challenge but a goal. Most homes here in sunny southwest Florida are a one story ranch style with not more than 10′ to the gutter. Others may need more ladder and nerve , otherwise, maintenance covered here is the same.
If you had the mindset to have a home inspection and your report is still available, use it. The inspection has every aspect covered and, if you go section to section you can spot trouble areas before they get worse or perform the basic maintenance needed at that time. A visual inspection can save you time and money in the long run. Neglect costs money, isn’t your time valuable?
The cost of doing business varies from profession to profession but the fact remains, some are in it just for the money. I love my job. I enjoy waking up and going to work and helping people with a big decision. I like that at the end of the day I made a difference. How many of you can say you love your job?
So, let’s talk about the bottom line. What is the cost of doing business, and, I’m talking about the value, not the price. You always get what you pay for, that’s a given. How many of you can say you shop around for value, not price? How many of you check 3 companies prior to selecting one? The WWW is a great tool and today everyone has access one way or another. Within seconds you have all you need right there at your fingertips, everything from how long someone is in business to how much training and/or education someone has as well as credentials such as licensing and certifications. So, it behooves me when someone calls me for information and tells me their experience looking for a Home Inspector.